How Much Auto Insurance Coverage Should I Have?

As a lawyer who has practiced both as an insurance defense attorney, and as a personal injury attorney, I’m often asked my opinion as to how much automobile insurance a person should have.  The quick answer is $100,000/$300,000 with $100,000 in Personal Injury Protection (PIP) coverage.  I will explain in detail below. Here is a … Read More

Do I qualify for PIP benefits?

By Arne Cherkoss PIP benefits Every motor vehicle liability policy issued for delivery in Oregon that covers private passenger motor vehicles must provide PIP benefits. The term motor vehicle means a self-propelled land motor vehicle or trailer, other than (1) a farm vehicle (or other self propelled equipment designed for use principally off public roads, … Read More